Financial Soundings (FS) has developed a unique plan evaluation tool and employee investment education and advice program, Retirement Planning Insights, to specifically address the industry issue of inadequate retirement readiness. Through the Insights program, FS provides plan sponsors with an evaluation of the current retirement plan utilization by their employees and then proactively provides every eligible employee with individualized investment direction to enhance the utilization of the retirement plan and improve each employee’s probability of achieving a successful retirement.